Personal Insurance

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Insuring your home can protect you financially in the event you suffer a loss due to fire, theft, vandalism, windstorm or other covered perils. Homeowners Insurance can provide the money you need to repair or replace your home and belongings. Personal liability protection is included in the policy with unlimited defense costs. Additional items of value, such as jewelry, furs, fine arts, etc., may be scheduled and attached to your homeowners policy.

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Automobile insurance provides liability protection in the event of an accident where injury occurs. In Michigan, we provide coverage for both the insured and the other vehicle if the insured is legally liable. Optional coverages include comprehensive, collision, road service and auto rental.

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We have specialty lines companies to cover your valuable Classic vehicles. These companies specialize in the special coverage needs for the valuable antique car.

People are suing each other today more than ever. Verdicts amounting to hundreds of thousand of dollars are being awarded by juries in increasing numbers. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits. This separate policy provides for additional liability over and above your primary policies.

A Boatowner’s Policy can insure you against most risks of owning and operating your boat. Just as importantly, it can protect you against liability lawsuits, should you injure someone with your boat or damage their property.

We are able to be of help to you for any of your insurance needs. Additional needs may be:

  • Motorcycle Insurance
  • Valuable Coverages
  • Snowmobiles
  • Jetskis
  • Flood Insurance